POLICY BENIFITS:
- Comprehensive health insurance policy for individuals and families.
- The largest medical network with the simplest procedures.
- The largest number of family members covered, up to 10 individuals.
- Choose from various insurance packages to cover all needs.
- Policy holder age: from 21 to 64 years old.
- Insured person's age: from 14 days to 64 years old.
- Policy duration: one year, renewable based on the client's need.
Learn More About The Policy
Misr Life Insurance Company “MLI” provides the best insurance solutions to protect the Egyptian family, achieve their financial goals, and support them throughout their life’s journey Ibn Sina Program is an individual medical insurance program covering all usual medical services for Egyptians and foreigners residing in the Arab Republic of Egypt and enjoy the various insurance benefits in the policy.
Program Categories
Insurance Coverage | Plans |
50.000 EGP | Bronze Plan |
100.000 EGP | Silver Plan |
150.000 EGP | Gold Plan |
200.000 EGP | Platinum Plan |
300.000 EGP | Diamond Plan |
Ibn Sina offers a wide range of medical coverage, including:
– Medical treatment expenses inside hospitals and outpatient clinics.
– Treatment for personal accidents that occur to the insured during the insurance coverage period.
– External prosthetics and implants resulting from an accident during the insurance coverage period.
– Organ transplant surgeries, excluding the cost of the organ itself and the donor’s medical tests, after 12 months from the policy start date.
– Open-heart surgeries, stents, valves, and catheterization.
– This program covers major surgeries.
– Cancer treatment coverage.
– This program covers dental treatment expenses from the first day of insurance coverage.
– This program covers prescription glasses.
– This program covers pregnancy and childbirth after 10 months from the policy start date.
The policy can be obtained through the bank insurance service branches of the partners of Misr Life Insurance Company:
(National Bank of Egypt – Agricultural Bank of Egypt – Housing and Development Bank – Egyptian Gulf Bank – MIDBANK – SAIB BANK).
The policy can also be obtained through the branches of E& Egypt (Etisalat formerly) and the branches of the Egypt post office.
FAQs
You will be served through a comprehensive medical network spread across the country (Ahli Medical Company).
Yes, there is a coverage limit based on the chosen insurance coverage at the time of contracting.
Yes, the insurance covers these within the insurance limits for each coverage.
Chronic diseases existing before the subscription are not covered
Yes, the insurance covers surgical operations. within the insurance limits for each coverage.
Up to nine family members can be added in addition to the policyholder.
No, you cannot change the insurance package during the validity of the policy. You can make changes upon renewal.
The cost is determined based on the client's age, the selected insurance coverage, and the number of family members included in the policy.
Yes, you can purchase the policy during pregnancy, but maternity and childbirth expenses will be excluded in this case.
These expenses will be covered if the pregnancy occurs after the contract is signed, not before.
The insurance coverage starts 5 days after contracting and issuing the policy
You cannot obtain health insurance while residing abroad.
Yes, but only for emergency cases while traveling for work or vacation, with a maximum of 30 consecutive days for the trip. Medical expenses abroad will be reimbursed only in this case.
There are no specific conditions for renewal. The renewal is automatic, with an SMS sent to the client 30 days before the policy expiration, reminding them of the renewal date and the new premium amount to be paid.
The company allows the client 30 days to pay the premium from the due date. If the period expires and the client still wishes to renew, they will need to purchase a new policy.
Policy Terms and Conditions
- Ibn Sina Health Insurance Policy for Egyptians and Foreigners Residing within the Arab Republic of Egypt Only
- The policyholder’s age must be between 21 and 64 years old.
- The insured person’s age must be between 15 days and 64 years old.
- The policy duration is one year and renews automatically.
- The renewal is automatic, and an SMS is sent to the client 30 days before the policy expires, showing the new premium amount. The client is required to pay the premium within those 30 days. If payment is not made, the policy will be canceled, and the client will need to purchase a new policy if they wish to continue.